Meeting Your Insurance Needs

Whether you need life, disability, or long-term care insurance, Dugan & Lopatka Financial Services can provide you with coverage at competitive prices.

Life Insurance
Life insurance helps to ensure that your family and loved ones are protected against financial difficulties in the event of a premature death. Combined with investments, retirement and estate planning, life insurance is a fundamental part of a sound financial plan.

Life insurance is also a valuable tool in other situations, such as buy/sell agreements.

Through Dugan & Lopatka Financial Services, LLC, we can offer some of the best coverage at very competitive prices. We have access to more than 175 different companies which offer both term and cash value insurance.

Disability Insurance
A disability due to an injury, accident, or illness can mean a significant loss of income. Disability insurance is a special type of health insurance designed to provide you and your family with income to cover living expenses that continue despite the disability.

Long-Term Care Insurance
It is hard to envision yourself needing physical help in the future. According to the New England Journal of Medicine, 43 percent of all Americans will need to spend some time in a nursing home in their lifetime. The cost of long-term care can be enormous. Long-term care insurance helps ensure that your family is protected against this threat to your financial security.